Buy Local with CIVIC and Save


The CIVIC Card is designed to help cardholders take advantage of “Buy Local” savings in their communities and CIVIC Zones™. Use the app to search for participating merchants, sign up for mobile notifications, and be the first to know about new discounts being offered in your area.


Financial Control Tools


Create an account, activate your card, enroll in direct deposit, check your balance, review your transaction history, and find reload locations right from the palm of your hand.


CIVIC Community Building


The CIVIC Card app serves as a communications portal connecting consumers to community merchants who offer “Buy Local” savings. CIVIC Card app users also enjoy CIVIC Radio which features shows from some of the hottest DJ’s in the country. Choose from a wide variety of music formats and get in the groove with your CIVIC Card Prepaid Debit Card.



Stimulate Your Local Economy with CIVIC Card

The CIVIC Card can be used anywhere that MasterCard is accepted. By using the CIVIC Card in a CIVIC Zone™ you are helping to stimulate the local economy, which creates jobs, revitalizes, and enhance communities.



Get In The Zone

Civic App notifies you when you’re in a Civic Zone™ so you can consistently build points while shopping locally. The app also features CIVIC Radio, a multi-genre platform streaming live and recorded mixes from DJ’s around the country. 


Why Choose Us?


In an increasingly homogenized world, communities that preserve their one-of-a-kind businesses and distinctive character have an economic advantage. Locally owned businesses build strong communities by sustaining vibrant town centers, linking neighbors in a web of economic and social relationships, and contributing to local causes. Local ownership ensures that important decisions are made locally by people who live in the community and who will feel the impacts of those decisions.

Compared to chain stores, locally owned businesses recycle a much larger share of their revenue back into the local economy, enriching the whole community. Locally owned businesses create more jobs locally and, in some sectors, provide better wages and benefits than chains do. Entrepreneurship fuels America’s economic innovation and prosperity, and serves as a key means for families to move out of low-wage jobs and into the middle class.

A multitude of small businesses, each selecting products based, not on a national sales plan, but on their own interests and the needs of their local customers, guarantees a much broader range of product choices. Local stores help to sustain vibrant, compact, walkable town centers-which in turn are essential to reducing sprawl, automobile use, habitat loss, and air and water pollution.

Stimulate Your Local Economy


Community Revitalization 90%
Local Savings 80%
Economic Sustainability 75%
Support Small Business 65%